Students in lecture.

Financial Aid

The financial aid programs at St. Elizabeth College of Nursing are intended to assist those students who otherwise would be unable to finance their nursing education.

The College believes the primary responsibility for financing education lies first with the student and his/her family. Financial aid is awarded on the basis of demonstrated financial need assessed by use of a standard financial aid application, currently the Free Application for Federal Student Aid (FAFSA).


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Students have the right...

To know what financial aid programs are available at your school.

To know the deadline for submitting applications for each of the financial aid programs available.

To know how financial aid will be distributed, how decisions on that distribution are made, and the basis for these decisions.

To know how your financial need was determined. This includes how costs for tuition and fees, room and board, travel, books and supplies, personal and miscellaneous expenses, etc., are considered in your budget.

To know what resources (such as family contribution, other financial aid, your assets, etc.) were considered in the calculation of your need.

To know how much of your financial eligibility for financial aid has been met.

To request an explanation of the various programs in your student aid package.

To know your school's refund policy.

To know what portion of the financial aid you received must be repaid and what portion is grant aid. If the aid is a loan, you have the right to know what the interest rate is, the total amount that must be repaid, the payment procedures, the length of time you have to repay the loan, and when repayment is to begin.

Students are responsible:

To complete all application forms accurately and submit them on time to the right place

To provide correct information. In most cases, misreporting information on financial aid application forms is a violation of law and may be considered a criminal offense which could result in indictment under the U.S. Criminal Code.

To return all additional documentation, verification, corrections, and/or new information requested by either the Financial Aid Office or the agency to which you submitted your application.

For reading and understanding all forms that you are asked to sign and for keeping copies of them.

For all agreements that you sign, including repayment of all student loans.

To be aware of and comply with the deadlines for application or reapplication for aid.

To be aware of your school's refund procedures.

Title IV Refunds Policy

In accordance with the Higher Education Amendments of 1998, a portion of Title IV grant or loan funds must be returned to the Title IV Program upon a student's withdrawal from college. This may result in a student incurring a liability to St. Elizabeth College of Nursing after the Title IV funds are returned. Once the institution has determined an official withdrawal date, regulation provides a formula for the calculation of the amount of Title IV aid that the student has "earned" and the school may retain. This will depend on the percentage of the enrollment period that the student has completed up to withdrawal. This percentage is calculated by dividing the number of calendar days (not weeks) completed by the total number of calendar days in the period. Up through the 60% point of the enrollment period, the student is eligible for the actual percentage of aid the calculation provides. After the 60% point of the semester, 100% of the Title IV aid is considered "earned" by the student.

Required Notice of Federal Student Financial Aid Penalties for Drug Law Violations

The Higher Education Opportunity Act requires that all colleges notify a student that "a conviction for any offense, during a period of enrollment for which the student was receiving Title IV, HEA program funds, under any federal or state law involving the possession or sale of illegal drugs will result in the loss of eligibility for any Title IV, HEA grant, loan, or work study assistance." Additional information regarding St. Elizabeth College of Nursing  policies can be obtained from the Student Handbook (pdf). The Federal Student Aid website also provides additional guidance. 

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